Water damage inside homes and businesses in the USA is costing insurance companies $13bn a year … with the average claim around $7,000.
Water damage is the most common claim in the industry yet many Americans still don’t even have flood insurance so it makes it even more vital they are prepared for flooding 24/7.
Escapes of water are most likely to come from a water pipe or a leaking domestic appliance such as dishwashers and washing machines, the boiler and central heating system or a water tank.
Internal leaks cause absolute misery as water is incredibly destructive, damaging everything it touches from floors and furniture to electrics so it usually all has to be thrown away.
That’s before you’ve all the hassle of making a claim and then trying to find trades people who can do a good job and, more importantly, when they’re available. You could be living in a house badly damaged by water for months waiting for vital repairs.
Rainwater can also get in through leaking roofs or simply through the doors if it’s a flash flood or torrential rain.
Yet one product can deal effectively with both issues – internal and external floods – and that’s FloodSax which are available in the US and used by thousands of Americans.
In their dry state FloodSax have a large surface area yet are very thin so can soak up water from internal floods, especially in hard-to-reach places. They are seen in the photo soaking up water running down an internal wall from a leaking roof, saving thousands of dollars damage to the floor and electrics.
Yet immerse them fully in water and the gelling polymer inside them absorbs up to 20 litres and retains it, turning them into instant sandbags but without any sand. They are largely biodegradable by weight so are more environmentally friendly and more effective than traditional sandbags.
According to the Insurance Information Institute (https://www.iii.org) in the USA: “Flooding is the most common and costly natural disaster in the United States, causing billions in economic losses each year. According to the National Flood Insurance Program (https://www.fema.gov/flood-insurance) 90% of all natural disasters in the United States involve flooding.
“There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is available in a separate policy from the National Flood Insurance Program (NFIP) and from many private insurers but flood insurance had long been considered an untouchable risk by private insurers because they did not have a reliable way of measuring flood risk.”